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Altavista Journal: Money & Finance

Money & Finance

Top Story

E-Wallet App Protects Family Debit Card Number

(NewsUSA) - Many families have a single debit or credit card shared among several individuals, including teens and college students who may lose track of purchases, buy from unsecured websites, or access money without clearing the amount with parents.

  • icon Updated: 5:05 am

Pet Central


Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>



Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>



Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>



Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>

Recent Headlines

Thursday 07/19/2018
Parents Say They're 'Yoda' About Finances
Updated: July 21, 2018 - 5:08 am

(NAPSI)—Parents identify with Yoda more than other Star Wars characters when it comes to family finances—according to a survey by New York Life. Yoda is patient, uses past experiences to guide future decisions and finds it important to teach the next generation.

Monday 07/16/2018
Youth Learn the Dollars and Cents of Agriculture this Fair Season
Updated: July 21, 2018 - 5:04 am

(NewsUSA) - For students around the country, summer vacation may be in full swing, but for many, that hasn't kept them from learning - especially those interested in a career in agriculture.

Five Tips To Help You Ace Personal Finance 101
Updated: July 21, 2018 - 5:08 am

(NAPSI)—Managing money as a college student can be challenging—with juggling tuition, room and board, books and everyday expenses, costs can quickly add up. Money is often tight and income limited. What's more, for many, college is a time when they may be managing their money for the first time, not to mention with the added financial stress of looming student debt.

Wednesday 07/11/2018
5 tips for reducing back-to-school stress
Updated: July 21, 2018 - 5:08 am

(BPT) - Just as everyone is settling into summer, parents around the country suddenly realize that the start of another school year is right around the corner. The back-to-school season seems to start just as the last school year ends! This year, rather than getting caught off guard, be prepared with some tips to reduce mental and financial stress.

Thursday 06/21/2018
Millennial Men vs. Women: Different Financial Habits
Updated: July 21, 2018 - 5:08 am

(StatePoint) As the saying goes, “men are from Mars, women are from Venus.” But when it comes to how each gender approaches their finances, the two groups might as well be from different universes, according to findings from the recent PNC Investments Millennials & Investing Survey.

Wednesday 06/20/2018
Is Your Retirement Income Protected? 9 Questions to Ask
Updated: July 21, 2018 - 5:08 am

(StatePoint) When it comes to retirement planning, anxiety comes with the territory. Will you be able to maintain your lifestyle in retirement? Will you have enough to cover your monthly bills without depleting your savings? Are you at risk of outliving your money? While such concerns are common among Americans approaching retirement, protecting part of the money that you’ve saved to ensure monthly income for life can make a difference in your confidence about the future, suggests a new study.

Tuesday 06/19/2018
4 Tips for Paying for College While Saving for Retirement
Updated: July 21, 2018 - 5:08 am

(StatePoint) Saving for retirement and college simultaneously is a balancing act that many families face. However, experts say these goals don’t have to be in competition with each other. To manage both priorities, consider the following tips.

Wednesday 06/13/2018
Coupling Finances: What All Newlyweds Should Know
Updated: July 21, 2018 - 5:04 am

(NewsUSA) - Coupling finances.

Monday 06/11/2018
Consumers need to be on guard against common rental scams
Updated: July 21, 2018 - 5:08 am

(BPT) - You know the old saying, that if it's too good to be true, it probably is?

Friday 06/08/2018
Survey Finds That Employers, Employees Disagree On The Importance Of Professional Soft Skills
Updated: July 21, 2018 - 5:08 am

(NAPSI)—With the unemployment rate dropping below 4 percent for the first time since 20001, higher education could help those looking to take advantage of record employment.2

Wednesday 06/06/2018
The Latest Job Benefit Helps Employees Pay Off Student Debt
Updated: July 21, 2018 - 5:04 am

(NewsUSA) - What perk would most entice you to accept one job offer over another?

Tuesday 06/05/2018
After An Accident: Dealing With The 'What Now?'
Updated: July 21, 2018 - 5:08 am

(NAPSI)—According to the National Safety Council, in the United States there are about 10 million accidents of all kinds each year: from parking lot scrapes to multicar pileups. Nearly 1.3 million people die in road crashes, and an additional 20−50 million are injured or disabled.

Friday 06/01/2018
Now's The Time To Get Set For Applying To College
Updated: July 21, 2018 - 5:08 am

(NAPSI)—If you or someone you care about is among the 3.6 million students who will graduate high school next year, here’s a hint: Vacation time is a good time for seniors and their parents to get a head start on the college application process. You can focus on finding the right college without balancing the responsibilities of schoolwork and extracurriculars.

Friday 05/25/2018
Wise weddings: Avoid the 5 most common overspending woes
Updated: July 21, 2018 - 5:08 am

(BPT) - Everyone loves a beautifully staged wedding. Few are as enamored with the bills that roll in later.

Friday 05/18/2018
Loan Officer Reveals Secret To A Good Night's Sleep
Updated: July 21, 2018 - 5:08 am

(NAPSI)—John and Jennie were renting a small house in Delray Beach, Florida when the perfect house came on the market: only four blocks from their rental home, 3,400 square feet, with five bedrooms and the biggest yard in the neighborhood. An excellent fit for their family of six.

Study What You Love—Entrepreneurship As The Path To Success And Fulfillment
Updated: July 21, 2018 - 5:08 am

(NAPSI)—The United States has long been considered a leader in entrepreneurial pursuits, with everyone from ambitious self-starters to certified moguls making their way here from around the globe to transform dreams into realities. According to the Global Entrepreneurship Development Institute, the United States provides the best environment for cultivating entrepreneurship, ranking first out of 138 countries.

Top Saving-for-College Trends
Updated: July 21, 2018 - 5:08 am

(StatePoint) Parents are socking away more money for their children’s higher education, and they are doing so in smarter ways, suggests a new report from Sallie Mae.

Monday 05/14/2018
Where Does School Money Go? Not To Teachers, Study Shows
Updated: July 21, 2018 - 5:08 am

(NAPSI)—There are a little over 3 million teachers in America’s public schools and for the majority of them, interacting with children is the best part of the job. That’s just as well, since for too many, salary and working conditions are pretty poor.

Friday 05/11/2018
Visa Returns Zlatan Ibrahimovic to the 2018 FIFA World Cup Russia [Video]
Updated: July 21, 2018 - 5:08 am

MovoCash to Sponsor Paul Walker's Reach Out WorldWide Event
Updated: July 21, 2018 - 5:05 am

(NewsUSA) - Many companies place a higher premium on getting than on giving, but MovoCash (MOVO), a payment platform that empowers people to convert their mobile phone into a digital bank in their pocket, is a company centered on compassion.

Thursday 05/10/2018
Are Millennials in Good Financial Shape?
Updated: July 21, 2018 - 5:08 am

(StatePoint) Now comprising the largest percentage of the workforce, millennials report that their parents did not give them much guidance about investing and many are not confident they are saving enough for the future.

Wednesday 05/09/2018
A Great Way To Tap Into A Hot Job Sector
Updated: July 21, 2018 - 5:08 am

(NAPSI)—If you or someone you know is exploring careers that make a difference, consider the fast-growing field of professional health communication.

Thursday 05/03/2018
4 Tips to Help You Rent Out Your Space Like A Pro
Updated: July 21, 2018 - 5:08 am

(StatePoint) From city apartments to beach houses, vacation home rental sites like Airbnb, VRBO and others have become popular among homeowners and travelers alike. Renting your entire house or even just one room, especially if there’s a big event coming to your town, can be a wonderful way to earn extra income, but it can also expose you to unexpected and potentially costly risks. Before you start seeing dollar signs, learn how to rent your home like a pro.

Tuesday 05/01/2018
A Great American Workforce
Updated: July 21, 2018 - 5:08 am

(NAPSI)—According to a recent Reuters/Ipsos poll, 70 percent of Americans think it is “very” or “somewhat important” to buy U.S.-made products. Fortunately, when it comes to the kind of quality long associated with the phrase “Made in the U.S.A.,” the more than 5,800 people who are blind working in National Industries for the Blind’s (NIB) nationwide network of associated nonprofit agencies are ready to deliver.

Monday 04/30/2018
Compassion Forms Cornerstone of Company Vision
Updated: July 21, 2018 - 5:04 am

(NewsUSA) - Most companies have a stated corporate vision, but such a vision may be limited to quantitative goals such as hitting financial targets or attaining certain levels of productivity. MovoCash (MOVO), a company that delivers financial inclusion to all, including individuals who are not able to use traditional banking services, sees its corporate vision differently.

An American Classic At Work
Updated: July 21, 2018 - 5:08 am

(NAPSI)—If you've ever served in the military, worked for the federal government, signed a visitors log in a federal building, or addressed a letter at a post office, chances are you've had your hands on an American classic.

Tuesday 04/24/2018
A Primer for First-Time Homebuyers
Updated: July 21, 2018 - 5:05 am

(NewsUSA) - Sponsored by GAF - Finally ready to take the plunge? Join the club.

Monday 04/23/2018
Higher Salaries and More Jobs May be Coming for U.S. Workers
Updated: July 21, 2018 - 5:08 am

(StatePoint) Small and mid-size business owners are feeling more optimistic than they have for a long time, suggests a new survey, and experts say this could mean positive things for the overall economy -- including for workers’ salaries and job-seekers’ prospects.

Wednesday 04/18/2018
Become Credit Savvy And Help Better Protect Your Identity
Updated: July 21, 2018 - 5:08 am

(NAPSI)—How much do you know about credit, credit reports, credit scores and how they work? Even if the answer is “not much,” there are resources available to help you learn more about credit and put you in the driver’s seat.

Stop What You're Doing And Download These Free Money-Saving Tools ASAP
Updated: July 21, 2018 - 5:08 am

(NAPSI)—The stock market is down and it's tax season. We've got money on our mind and how to save it. So we've rounded up our top three favorite apps to help you save or at least make sure you don't overpay.

Interest Rates are Rising: Should You Buy a Home or Wait?
Updated: July 21, 2018 - 5:08 am

(StatePoint) With heightened talk of rising interest rates, many prospective homebuyers are understandably concerned about whether it’s the right time to purchase a home.

Thursday 04/12/2018
MovoCash Embraces Culture of Community
Updated: April 12, 2018 - 4:31 pm

(NewsUSA) - These days, it can be hard to find a company that values its people - especially in the financial-tech industry, where employees feel like cogs in a machine, disconnected from their colleagues or customers.

Tuesday 04/10/2018
Five Questions To Ask When Meeting With A Financial Advisor About Retirement Planning
Updated: April 11, 2018 - 4:38 am

(NAPSI)—Only about one-third (31 percent) of middle-income baby boomers feel prepared for retirement, according to a recent study conducted by Bankers Life Center for a Secure Retirement. However, even if you only recently started your preparation for retirement or have not yet begun, it is never too late to improve the outlook for your retirement financial security.

Monday 04/09/2018
How to Age with Optimism
Updated: April 10, 2018 - 4:31 pm

(NewsUSA) - Having a "glass half full" approach to life has long been considered important for overall wellness. But evidence suggests that there may be truth in this folk wisdom.

Sunday 04/08/2018
Doing The Right Thing Matters
Updated: April 09, 2018 - 4:31 pm

(NewsUSA) - Equal pay for equal work tops the list of concerns expressed by respondents for Aflac's third annual Corporate Social Responsibility (CSR) survey. Consumers and investment professionals were asked what companies can and cannot do while claiming to be socially responsible. 

Friday 04/06/2018
3 Tips to Meet Your Retirement Goals
Updated: April 06, 2018 - 4:39 am

(StatePoint) People are living longer, fuller lives than ever before, which means retirement plans need to stand the test of time. With this in mind, it makes sense to review your financial plan and make necessary tweaks to set yourself up for success.

Wednesday 04/04/2018
Success Stories Prove That No One Gets A Diploma Alone
Updated: April 05, 2018 - 4:37 am

(NAPSI)—The United States’ national graduation rate rose to record highs in 2017.

Tuesday 04/03/2018
Tax help for each kind of procrastinator [Video]
Posted: April 03, 2018

Five Tips To Help Build Good Credit
Updated: April 04, 2018 - 4:36 am

by Marsha Barnes

Five Ways To Fight Back Against Identity Fraud
Updated: April 04, 2018 - 4:36 am

(NAPSI)—If you’ve been a victim of identity fraud lately, you’re not alone. Nearly 17 million other Americans were, too, according to the 2018 annual Identity Fraud Study released by Javelin Strategy & Research, a research-based advisory firm that helps its clients to make better-informed business decisions in a digital financial world. In 2017, fraudsters stole $16.8 billion in the U.S. alone, the Javelin study found.

Saturday 03/31/2018
Don’t Forget to Spring-Clean Your Credit Report
Updated: March 31, 2018 - 4:36 am

(StatePoint) Spring is in the air and it’s time for the annual ritual of deep cleaning, dusting, mopping, organizing -- and checking your credit report.

Thursday 03/29/2018
Medical Debt Guide: How To Deal With High Medical Bills
Updated: March 30, 2018 - 4:37 am

(NAPSI)—A comprehensive 2016 survey conducted by Kaiser Family Foundation and The New York Times found that one in five (20 percent) working-age Americans with health insurance and 53 percent of uninsured Americans reported having problems with medical bills in the past year.

Tuesday 03/27/2018
Should You Stay In Your Home Or Move During Retirement?
Updated: March 28, 2018 - 4:37 am

(NAPSI)—The choice about where to live in retirement is one of the most crucial decisions that a senior makes. It’s not just a major financial consideration, it’s also a highly emotional issue as a retiree’s home is often the anchor to their golden years.

Friday 03/23/2018
Locking Or Freezing Your Credit Report Is One Important Step You Can Take To Help BetterProtect Yourself Against Identity Theft
Updated: March 24, 2018 - 4:36 am

(NAPSA)—You may have heard the terms “security freeze” and “credit report lock.” While they are sometimes used interchangeably, they aren’t exactly the same. While both are designed to help you restrict certain access to your credit information, they do so in different ways.

Thursday 03/22/2018
Boat Insurance Basics May Help You Stay Afloat
Updated: March 22, 2018 - 4:30 pm

(NewsUSA) - Having the proper insurance may not be the most exciting part of owning a boat, but being savvy matters; the right coverage saves money, time, and hassle in case of an emergency.

Following High-Profile Credit Breaches, Credit Freezes Emerge As Most Effective Safeguard
Updated: March 23, 2018 - 4:35 am

(NAPSI)—Last year saw a number of high-profile data breaches that caused major headaches for consumers, and that’s not likely to change. The Equifax data breach, for example, compromised the personal information of approximately 147.9 million Americans (basically all U.S. adults with credit reports), impacting credit scores and peace of mind. Uber’s data breach exposed the information of as many as 57 million Uber users, and the breach involving Alteryx and Experian affected more than 120 million American households, just to name a few.

Wednesday 03/21/2018
Earth Day 101: 6 impactful ways to teach your kids about food waste
Updated: July 21, 2018 - 5:08 am

(BPT) - America needs to address its food waste problem, and a good place to start is taking steps to teach our children to conserve food.

Wednesday 03/14/2018
Planning for Your Final Years
Updated: March 14, 2018 - 4:31 pm

(NewsUSA) - When it comes to the final years of life, communication and planning are the keys to ensuring that your life song hits the right note. A new survey conducted by Home Instead Inc., franchisor of the Home Instead Senior Care network, found that 85 percent of surveyed seniors who have made plans for their final years agree that planning is a chance to decide how their life's story ends.

This Second Career Keeps You Rolling!
Updated: March 15, 2018 - 4:36 am

(NAPSI)—By 2020, one in three Americans will be over age 50. If you or someone you care about expects to be among them, there’s something you may want to consider—and it’s electric.